打白條 issue IOU
大額存單 certificate of deposit（CD）
大額提現 withdraw deposits in large amounts
大面積滑坡 wide-spread decline
大一統的銀行體制 （all-in-one）mono-bank system
呆賬（請見“壞賬”） bad loans
呆賬準備金 loan loss reserves（provisions）
呆滯貸款 idle loans
貸款沉淀 non-performing loans
貸款分類 loan classification
貸款限額管理 credit control;to impose credit ceiling
貸款約束機制 credit disciplinary（constraint）mechanism
代理國庫 to act as fiscal agent
代理金融機構貸款 make loans on behalf of other institutions
戴帽貸款 ear-marked loans
倒逼機制 reversed transmission of the pressure for easing monetary condition
道德風險 moral hazard
地區差別 regional disparity
第一產業 the primary industry
第二產業 the secondary industry
第三產業 the service industry;the tertiary industry
遞延資產 deferrable assets
訂貨不足 insufficient orders
定期存款 time deposits
定向募集 raising funds from targeted sources
東道國（請見“母國”） host country
獨立核算 independent accounting
短期國債 treasury bills
對沖操作 sterilization operation;hedging
對非金融部門債權 claims on non-financial sector
多種所有制形式 diversified ownership
惡性通貨膨脹 hyperinflation
二級市場 secondary market
發行貨幣 to issue currency
發行總股本 total stock issue
法定準備金 required reserves;reserve requirement
法人股 institutional shares
法人股東 institutional shareholders
法治 rule of law
房地產投資 real estate investment
放松銀根 to ease monetary policy
非現場稽核 off-site surveillance（or monitoring）
非銀行金融機構 non-bank financial institutions
非贏利性機構 non-profit organizations
分稅制 assignment of central and local taxes;tax assignment system
分業經營 segregation of financial business（services）;division of business scope based on the type of financial institutions
風險暴露（風險敞口） risk exposure
風險管理 risk management
風險意識 risk awareness
風險資本比例 risk-weighted capital ratios
風險資本標準 risk-based capital standard
服務事業收入 public service charges;user's charges
扶貧 poverty alleviation
負增長 negative growth
復式預算制 double-entry budgeting;capital and current budgetary account

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